Category: Finance

WHAT IS A VEHICLE SERVICE CONTRACT?

Buying a pre-owned vehicle from McAllen-area car dealers is a very wise choice. After deciding to purchase a vehicle, your thoughts should then shift focus to saving as much as possible throughout the ownership of the vehicle. A comprehensive Vehicle Service Contract is a must have for someone looking to get the most return for [...]

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WHAT IS GAP? (GUARANTEED ASSET PROTECTION)

Every year, nearly 6 million vehicles are either totaled or stolen. Most insurance plans only cover the market value of the vehicle. However, you can still owe more on your loan than your vehicle is worth. This creates a GAP. You will be responsible for paying the difference and the deductible on your insurance. If […]

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WILL APPLYING AFFECT MY FICO CREDIT SCORE?

Its perhaps one of the most common questions with regards to car buying: If I run my credit, will it affect my FICO credit score? While soft credit inquiries do not affect your FICO Score, hard inquiries do. Hard inquires occur when you submit applications to institutions for credit or financing ie: auto loan, mortgages, […]

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